Tax Planning

Maximise savings & grow wealth efficiently

Effective tax planning is more than just reducing your tax bill—it’s about aligning your investments to achieve long‑term financial goals while making the most of the deductions and exemptions available under the Income Tax Act.

From Equity‑Linked Savings Schemes (ELSS) to Public Provident Fund (PPF), National Pension System (NPS), and tax‑saving fixed deposits, choosing the right mix of instruments can secure your future and unlock significant annual savings under Sections 80C and 80CCD.

Popular Tax‑Saving Instruments

ELSS Funds

Market‑linked growth with a 3‑year lock‑in; eligible for deductions up to ₹1.5 lakh under Section 80C.

Public Provident Fund (PPF)

Government‑backed savings scheme offering tax‑free interest and Section 80C benefits.

National Pension System (NPS)

Build a retirement corpus with market exposure and enjoy an extra ₹50,000 deduction under Section 80CCD(1B).

Tax‑Saving FDs

Fixed‑income option with a 5‑year lock‑in; interest is taxable, but principal qualifies under Section 80C.

Key Benefits

  • ✔ Maximum Deductions: Claim up to ₹2 lakh in combined tax benefits with Section 80C and 80CCD.
  • ✔ Diversified Options: Choose from equity, fixed‑income, and hybrid products to suit your risk profile.
  • ✔ Wealth Creation: Leverage compounding and long‑term returns while saving on taxes.
  • ✔ Regulatory Oversight: All instruments operate under robust regulatory frameworks ensuring investor protection.
  • ✔ Flexibility & Liquidity: Select lock‑in periods and withdrawal options based on your financial goals.

Make tax planning an integral part of your financial strategy to nurture sustainable wealth while enjoying annual tax savings. Ready to optimise your taxes and grow your portfolio?

Start Your Tax Plan Today